A workplace injury can happen at any time and to anyone. Sometimes the
injury stems from an unpredictable accident, and other times negligence
clearly plays a role in the incident. No matter the origins of the injury,
it is critical that an injured employee correctly files for workers’
compensation benefits. The question is then: do you know how to file?
If the answer is no, don’t be embarrassed. Most employees across
the country don’t know much about this crucial process, and that
is not even really their fault. Employers often gloss over workers’
compensation benefits during hiring or training sessions as a subtle way
of discouraging their employees from filing claims against them. Rather
than being kept in the dark, check out this to-do list to follow when
filing a workers’ comp claim:
Get medical attention: First and foremost, see your doctor after you have been injured on the
job. If it is an emergency, do not refuse emergency care, even if your
employer’s insurance provider will take you to a new practitioner.
Notify your employer: As soon as you can, tell your employer about your on-the-job injury. In
most cases in Pennsylvania, you will only have
days to notify your employer. After that, your claim could be nullified, so
it is important that you act as close to immediately as possible.
Obtain the right forms: Your employer should provide you with workers’ compensation claim
forms necessary to start seeking benefits. As dull as filling out forms
might feel, accuracy cannot be overlooked here. Team up with an attorney
if you have any problems obtaining or completing the forms.
Turning them in: Once you have completed the necessary forms, bring them back to your employer
quickly. It is in their hands then, and they must submit the paperwork
to their insurance provider and update you as things proceed.
Standing Up for Your Rights as a Worker
A four step process does not seem too bad, right? For the most part, if
you understand the forms, filing for workers’ compensation benefits
is not a heavy burden. But the trouble arises from employers and their
natural want to save their company money. The more workers’ comp
claims they have to present to their insurance providers, the higher their
rates are going to increase. To this end, you should expect that your
employer will challenge your injury claim in one way or another.
The best way to protect your rights, finances, and health might be to team
up with a Philadelphia personal injury attorney from our firm right away.
Just having our presence on your side can be enough to prevent them from
acting out of line and unfairly delaying your claim. Should matters need
to go to court, we can be there for you, too.
today and we can tell you about our services during a free initial consultation.